The Rising Threshold: Why High Earners in Germany Need to Review Their Health Insurance Now

Germany's income threshold to opt into private health insurance is projected to rise to ~€84,800 in 2027. If you earn above €77,400 today, your window may close — and the deadline to act is September 2026. Find out what this means for you.

Mona Anbari

5/5/20261 min read