Independent Health Insurance Expert for Expats in Germany
Digital Consultation
I’m Mona Anbari, an independent health insurance expert specializing in private (PKV) and public (GKV) health insurance for international professionals in Germany.
If you’re an expat or Blue Card holder looking for honest, transparent, and easy-to-understand advice, you’re in the right place.
I help you navigate the German health insurance system — without sales pressure, without confusing jargon, and with over 10 years of professional experience in private health insurance consulting.
Working independently and digital my goal is to help you make confident, well-informed decisions right from the start.
Many newcomers to Germany don’t realize that health insurance is mandatory by law — and that missing coverage can lead to significant back payments later on. Others miss valuable opportunities when choosing the right plan for their situation.
That’s why my focus is on clarity, foresight, and personalized support — so you understand how the system works before it becomes complicated or costly.
I’m familiar with the requirements of local immigration offices (Ausländerbehörden), which is especially relevant when applying for or renewing your Blue Card or residence permit.
When you understand your options, you can make the right decisions — and that’s exactly what I’m here for.
✅ …are new to Germany and need guidance on choosing the right health insurance.
✅ ...hold a Blue Card or plan to apply for one.
✅ …need help understanding the differences between public (GKV) and private (PKV) health insurance.
✅ …want clear, independent advice — I have access to more than 100 health insurance providers in Germany, including both private (PKV) and public (GKV) options.
✅ …prefer a digital consultation in English.
Legal & Regulatory Information
As an independent insurance broker registered under § 34d of the German Trade Regulation Act (GewO), I’m committed to providing transparent, compliant, and client-focused advice. My initial information document outlines my approach and includes all required legal details.
I’m the right person to talk to if you…
My consultations are 100% digital, personal, and independent — no matter where you live.
We’ll talk via video or phone and find the health insurance plan that truly fits your needs.
